Thuma Express

Last updated 24 July 2026

Delete your account

How to request deletion of your Thuma Express or ThumaPay account and personal data, what is erased, what we must retain by law, and how long it takes.

In short: email privacy@thumaexpress.com from the address on your account with the subject “Delete my account”, or use the in-app route below. We confirm within 5 business days and complete deletion within 30 days, except for records we are required by law to keep.

1. How to request deletion

You can request deletion in either of these ways. Neither requires you to install the app, and the email route does not require you to log in.

In the app

  1. Open the Thuma Express or ThumaPay app and sign in.
  2. Go to Profile → Settings → Account.
  3. Select Delete account and confirm.

By email — no app or login needed

  1. Email privacy@thumaexpress.com from the email address registered on your account.
  2. Use the subject line Delete my account.
  3. Include the phone number registered on the account so we can locate it.

If you no longer have access to the registered email address, contact us anyway and we will verify your identity another way before acting. We will never action a deletion request without being satisfied that it came from the account holder, because deletion cannot be undone.

2. What is deleted

On completion of a deletion request we erase or irreversibly anonymise:

Biometric data is never held by us in the first place — face and fingerprint matching happens on your device, so there is nothing on our side to delete.

3. What we must keep, and why

Some records cannot be deleted on request because the law requires us to retain them. Where that applies we sever the record from your identity as far as the law allows, and it is no longer used to contact you or to make decisions about you.

CategoryWhy it is retained, and for how long
Financial transaction records Retained where required under Zimbabwean financial services, anti-money-laundering and tax law. This applies to money movements through ThumaPay and typically runs for several years beyond account closure.
Identity verification records Where verification was completed for a regulated service, records are retained for the period set by anti-money-laundering rules.
Invoices and accounting records Retained to meet statutory bookkeeping and tax obligations.
Safety and incident reports Where an accident, safety complaint, insurance claim or investigation exists, the related record is retained until the matter and any appeal period is fully concluded.
Fraud and abuse signals A minimal record may be kept to stop a banned account being recreated. This is limited to what is necessary for that purpose.
Legal claims Where there is an active or reasonably anticipated legal claim, relevant records are preserved until it is resolved.

Aggregated and de-identified statistics that can no longer be linked to you may be retained indefinitely. These cannot be used to re-identify you.

4. How long it takes

StageTiming
AcknowledgementWithin 5 business days of your request
Identity verificationUsually the same working day once you reply
Account deactivatedImmediately on verification — you can no longer sign in
Data erased from live systemsWithin 30 days
Data cleared from encrypted backupsWithin 90 days, as backups rotate

5. Before you delete

6. Alternatives to deleting

If you want to stop using the service without losing your history, you can instead ask us to deactivate the account temporarily, turn off marketing messages while keeping the account, or withdraw individual app permissions in your device settings. Email us and say which you would prefer.

7. Contact

Deletion requests and questions about them: privacy@thumaexpress.com

Postal: Thuma Express Holdings, Inc., 2093 Philadelphia Pike, Suite #1252, Claymont, DE 19703, USA

If you are unhappy with how we handle your request, you may raise it with the relevant data protection authority in your jurisdiction.

Company Information

Thuma Express Holdings, Inc. is a Delaware C Corporation incorporated on 23 July 2026 under Delaware file number 10709156.

Registered office: 2093 Philadelphia Pike, Suite #1252, Claymont, DE 19703, USA
Telephone: +1 (302) 272-5696
Registered agent: Legalinc Corporate Services Inc., 131 Continental Dr, Suite 305, Newark, DE 19713, USA

Operating subsidiaries: Thuma Express Zimbabwe (Pvt) Limited (Reg. 732/2016, Harare, Zimbabwe), the principal logistics and mobility operator, and ThumaPay Zimbabwe (Pvt) Limited (Harare, Zimbabwe), the financial services entity whose Reserve Bank of Zimbabwe and IPEC applications are in progress.