Fuel your earnings. Pay from what you earn.
A short-term advance for active drivers, repaid automatically from future payouts — one flat fee, shown in full before you accept.
Illustrative calculation. Your actual rate and repayment schedule are confirmed in-app based on your earnings history.
Built on your earnings history.
Active 30+ days
Drivers need a minimum 30-day active history on Thuma Express before applying.
Qualifying score
A ThumaCredit score of 720+, built automatically from your trip and payout history.
Apply in-app
See your exact fee and repayment schedule before you accept — every time.
Automatic repayment
The flat fee is deducted from your future payouts automatically. No separate repayment step.
An advance, never a trap.
Always "advance," never "loan." And your balance is a balance — never called debt.
Full cost shown up front. Advance amount, flat fee, total repayable, and per-payout deduction — every screen, every time.
No compounding, no surprises. The fee is flat and fixed the moment you accept.
Keep earning. Never stop for fuel.
Available to verified Thuma Express drivers.