Your money moves faster than you do.
ThumaPay is the wallet behind every payment, payout, and advance on the Thuma platform — instant, transparent, and never charging a fee you can't see coming.
Every fee shown before you confirm — nothing added at settlement. This is an illustrative calculation; actual fees are confirmed in-app at time of transfer.
One wallet, every side of the platform.
ThumaPay isn't a separate app — it's the money layer running underneath everything you already do on Thuma.
Pay for delivery
Pay for any Thuma Express or ThumaDrop booking straight from your wallet — no card, no cash needed.
Get paid out
Earnings land in your wallet after every trip. Withdraw to EcoCash, InnBucks, OneMoney, or bank.
Receive settlements
Full settlement statements across your whole fleet, itemised and reconciled automatically.
Pay for rides
ThumaRide and Thuma Chauffeur trips settle instantly through the same wallet — one balance, every mode.
Works with the money you already use.
Top up or withdraw through the mobile money and banking rails already part of everyday life in Zimbabwe.
Licensed. Ring-fenced. Accountable.
Financial services sit in a dedicated, separately licensed entity — kept apart from logistics so regulatory risk never crosses between the two.
Payment Systems Licence
ThumaPay Zimbabwe (Pvt) Ltd has applied to the Reserve Bank of Zimbabwe for a payment systems provider licence. That application is in progress; ThumaPay does not yet hold customer funds or provide regulated payment services.
Microfinance Act Licence
ThumaCredit operates under the RBZ Microfinance Act, with full cost disclosure on every advance.
Insurance Agent / Broker
ThumaShield operates as an intended intended subject to IPEC registration insurance agent and broker, to be underwritten via licensed partners.
Your money, moving with you.
Available to every Thuma Express user across Zimbabwe.